Contact Information
Address:
390 park st #496 Birmingham mi 48009
Lendrue Your trusted partner for mortgage refinancing and new home purchase loans. Whether you’re looking to lower your monthly payment, shorten your mortgage term, or secure financing on your dream home, our team is dedicated to finding the loan solution tailored to your needs. With transparent service, competitive rates, and hands-on support at every step, Lendrue makes navigating home financing simpler and more accessible. We’re committed to delivering clarity, trust, and value to every homeowner or homebuyer we serve.
390 park st #496 Birmingham mi 48009
Lendrue - Your Trusted Partner for Mortgage Refinance and New Home Purchase
Located at 390 Park Street, Suite #496, Birmingham, MI 48009, Lendrue is dedicated to providing exceptional mortgage solutions tailored specifically for residents and businesses right here in our community. We understand the unique financial landscape of Birmingham and are committed to offering personalized service and expert guidance for both refinancing existing mortgages and securing loans for new home purchases.
Refinancing Your Existing Mortgage
Whether you're looking to secure a lower interest rate, shorten the term of your loan, extract cash out from your home's equity, or switch from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage for greater stability, our team at Lendrue is here to help. We analyze your current loan terms, explore various refinance options, and guide you through the process to find the most advantageous solution for your financial goals, all managed right here at our Birmingham location.
Purchasing Your Dream Home
Embarking on the journey to buy a new home is a significant milestone, and navigating the complexities of mortgage financing can be daunting. Lendrue simplifies this process for qualified buyers in the Birmingham area. We partner with various lenders to secure competitive interest rates and favorable terms, helping you qualify for the loan that fits your budget. From the initial application and pre-approval stages to closing day, our knowledgeable advisors are dedicated to making your home buying experience smooth, efficient, and successful, all handled locally at 390 Park Street.
Why Choose Lendrue for Your Birmingham Mortgage Needs?
Choosing Lendrue means choosing a partner deeply rooted in the Birmingham community. We pride ourselves on our local expertise, understanding the specific needs of our clients in this area. Our commitment is to transparency, clear communication, and finding the best mortgage products available to serve our clients effectively. We believe that by focusing our resources and expertise solely on the needs of our Birmingham clients, we can provide a superior level of service compared to larger, more generalized institutions.
For personalized assistance with mortgage refinancing or a new home purchase, please contact us directly:
Website: https://lendrue.com/
Phone: 8335811144
Frequently Asked Questions
Q1: What types of refinancing services do you offer at your Birmingham location?
A1: At our Birmingham office, we offer various refinancing options, including rate-and-term refinancing (to get a lower rate or change loan terms), cash-out refinancing (to access your home's equity), and refinance options for borrowers looking to switch from an adjustable-rate mortgage (ARM) to a stable fixed-rate mortgage.
Q2: How long does the mortgage application process typically take for a new home purchase?
A2: The timeline can vary based on individual circumstances and loan complexity, but our team at Lendrue works efficiently to streamline the process. From initial application to closing, we aim to complete the process as quickly as possible while ensuring accuracy and compliance, typically within 30-45 days for standard loans.
Q3: Do you only work with traditional lenders, or are there other loan options available?
A3: We partner with a network of reputable lenders, including both conventional and government-backed options like FHA, VA, and USDA loans, to provide a wide range of choices for qualified borrowers in the Birmingham area. We tailor the loan product to best fit your specific financial situation and goals.
Q4: Can I get pre-approved for a mortgage even if I'm not ready to buy immediately?
A4: Absolutely! Pre-approval is a great first step for anyone considering a future home purchase or refinance. It gives you a clearer understanding of your budget and strengthens your position when you're ready to make an offer. Our process is quick and easy, and we can provide a pre-approval letter promptly.
Q5: What is the minimum credit score required to qualify for a mortgage through Lendrue?
A5: While requirements can vary slightly depending on the specific loan program and lender, many of the standard loan options we offer typically require a minimum credit score of 620. However, we evaluate each application holistically, considering factors beyond just the credit score, such as income, employment history, and debt-to-income ratio, to determine the best possible loan options for you.